FAQ

Auto  Insurance

Following is a list of the most frequently asked questions from our auto customers. The answers have been designed to give you general information. Each company defines their own coverage, terms, limitations and exclusions, therefore, we recommend you thoroughly review your policy for more detailed answers.


Q.Why should I insure my Automobile(s) with Westwood Insurance Agency?

A. We will insure your Automobiles(s) with only top rated auto insurance companies in the country. In addition, our Auto Sales Representatives are licensed agents qualified to answer all of your questions about auto insurance. They can help you if you are moving to a new state with the auto insurance requirements for that area. We will make it easy and tailor your coverages to ensure that you and your automobile receive the customized protection and service you expect and deserve.

Q. My current agent says that I get a discount if I insure my home and auto together. What does Westwood Insurance Agency do?

A. We are an independent agency, so we are able to shop the rate with many different carriers for home and auto.  This allows us to get the best overall rate for you.  Many times this does include a multiple policy discount.  Please call us to discuss all of your options and discounts that may apply.

Q. What other discounts does Westwood Insurance Agency offer on your auto Insurance?

A. We offer a variety of discounts to help you lower your rates such as: Multi-car discount, safety device discount, anti-theft discount, mature driver credit, good driver discount, good student credit, air-bag discount, anti-lock brake credit.  Please call us to discuss all of your options and discounts that may apply.

Q. What if I get into an accident?

A. The companies' experienced claims professionals will help you in the event of an accident.  Most of our companies have 24-hour seven day a week toll-free claim reporting services.

Q. How do I pay for my auto insurance with Westwood Insurance Agency ?

A. Our auto insurance companies offer a variety of payment plans and methods for your convenience.   Please contact us to discuss which options work best for you.

Q: Can I just get an estimated auto insurance rate?

A . In some situations, we may start off by giving you an estimated quote before we ask you for more information. However, an estimate won't help you compare car insurance rates, because the details - who you are, what you drive and information about your claims and driving history - are what make the difference.

We understand the reason many people want an estimate is so that they don't have to provide personal information - but that's almost always the information companies use to set rates! Also, an estimate is just as likely to go up as it is to go down, so you can't tell what you'll really save until you've given all of your information. Completing a quote request takes approximately 10 minutes, and will be worth the time and effort when you see what you can save.

Q. Is it true that all auto insurance policies are about the same, as long as I have "full coverage"?

A. No, not all auto insurance policies are the same. The term "full coverage" does not mean the same thing to everyone. At Westwood Insurance Agency, our auto experts will take the time to ensure that you have the coverages, deductibles and limits that help meet your needs so you can have the peace of mind that you are better protected.