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Jewelry and Valuables Insurance
Most homeowners policies limit coverage on certain valuable items. Get extra protection for jewelry, electronics, fine art, musical equipment, collectibles and more.
Why Should You Consider Jewelry and Valuables Insurance?
Call us for a quote or questions regarding jewelry and valuables insurance at 888-543-6179.
- Your homeowner policy, condo policy, or renter policy provides only limited coverage for lost or damaged high value property.
- If a scheduled item is lost, it may not be subject to your policy’s deductible or may have a smaller deductible.
- The policy covers all risks, including mysterious disappearance.
- If you file a claim, your settlement is the amount for which you scheduled the item.
What's Included in Jewelry and Valuables Insurance?
A scheduled personal property endorsement provides coverage for your valuable items at their current replacement value—for an additional premium. The amount of coverage is usually determined by a recent appraisal or a receipt for a newly purchased item.
For jewelry, a certified gemologist or reputable jeweler can provide an appraisal for a fee. They will prepare a detailed written description of your jewelry including estimated replacement cost.
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