Pet Insurance
Your pets are part of the family. That's why Westwood is proud to offer top-rated pet coverage through Embrace Pet Insurance. With 20 years of experience and over 550,000 pets insured, Embrace is the proven expert in pet insurance.
Pet Insurance
Your pets are part of the family. That's why Westwood is proud to offer top-rated pet coverage through Embrace Pet Insurance. With 20 years of experience and over 550,000 pets insured, Embrace is the proven expert in pet insurance.
Why Pet Insurance?
Pet insurance helps reduce the financial burden of unexpected veterinary
expenses and enables pet owners to pursue recommended treatment.
- 71% of households own a pet.1
- 71% of pet owners cite veterinary costs as the primary barrier to care.2
- 37% of pet owners have gone into debt for their pet.3
- 9 out of 10 veterinary professionals believe pet insurance helps clients say “yes” to treatment.3
What's Included In Pet Insurance?
With Embrace Pet Insurance, protect against big vet bills with flexible plans
that can offer up to 90% back and unlimited annual maximums.
See any vet, no networks
Use any licensed vet, ER, or specialist in the US with no networks, referrals, or provider lists to worry about.
Free 24/7 vet telehealth
Talk to a pet health professional with free 24/7 telehealth included in every plan.
Fast, easy support
Get personalized support from expert pet advisors, plus fast online claims with more than 90% paid within 10 days.4
What's covered:
Get more in full coverage for accidents, illnesses, and chronic conditions. Coverage may include:
- Prescription drug coverage available5
- Emergency vet visits & overnight vet hospital stays
- Treatment for breed-specific conditions
- Cancer treatment
- Diagnostic testing and imaging (X-ray, ultrasound, MRI)
- Behavioral care and rehab
- Dental treatments and procedures6
- Complementary therapies such as acupuncture, hydrotherapy, chiropractic, and laser therapy
- Prescription drug coverage available5
- Emergency vet visits & overnight vet hospital stays
- Treatment for breed-specific conditions
- Cancer treatment
- Diagnostic testing and imaging (X-ray, ultrasound, MRI)
- Behavioral care and rehab
- Dental treatments and procedures6
- Complementary therapies such as acupuncture, hydrotherapy, chiropractic, and laser therapy
Need help? Call 800-643-8168 for a quote.
- American Pet Products Association. (2026). APPA State of the Industry.
Hrynowski, Z., & Lall, J. (2025b, April 16). 52% of U.S. pet owners skipped or declined veterinary care. Gallup.com
LendingTree. Davis, Maggie (2024, Aug 19) Pet Debt Report, LendingTree.
- Based on Embrace internal claims data from 2025.
- Prescription coverage is an optional add-on that can be purchased with your accident/illness policy.
- Dental coverage includes accident-related injuries in all plans and eligible dental illnesses for accident and illness policies. Dental illness can be applied up to $1,000 per policy term/year for covered conditions. Routine dental care is not covered.





