The Cozy Condo Reset

Women deep cleaning her condo.

The start of a new year is the perfect time to reclaim calm and comfort at home. Whether it’s decluttering your space, refreshing your décor, or rediscovering shared amenities in your building, there are plenty of ways to make your condo feel both organized and inviting again. Here are a few ideas to spark your own “cozy reset.”

Declutter With a Purpose

Begin by tackling the hotspots: entryways, kitchen counters, and living areas that seem to attract everything from unopened mail to stray ornaments. For smaller spaces, think vertical: floating shelves, slim cabinets, or modular furniture that doubles as storage. Donate or recycle what you don’t need and aim for a clean slate that lets your favorite pieces shine.

Cozy Up Your Interiors

You don’t need a renovation to refresh your space. Small touches—like warm lighting, layered throws, textured rugs, and neutral tones—can make a big difference during the colder months. Consider rearranging furniture to create more intimate seating areas or adding a soft accent chair by the window for a quiet reading nook.

Rediscover Shared Amenities

Condos often come with perks that make life easier, but they’re easy to overlook. Take advantage of what’s available in your community: a fitness center to help restart your wellness goals, a lounge for reading or working remotely, or even a rooftop patio with winter views. Making use of these shared spaces can help you enjoy your building to the fullest.

Keeping Your Condo Comfortable and Covered

Even modest updates—like upgraded flooring or new appliances—can change the value of your unit and may affect what’s covered under your individual policy versus your HOA’s master policy. Your HOA’s master policy typically protects the building’s exterior and shared spaces, while your personal condo insurance (often called HO-6 coverage) protects what’s inside your unit. Since policies can vary, it’s always good to confirm exactly what’s included.  

As you embrace a fresh start this season, take a few minutes to make sure your condo insurance is as updated as your space. Contact a Westwood agent to confirm your coverage and start the new year with confidence.

Please note: This article is for general informational and educational purposes only. It does not represent any specific insurance policy and does not modify any provisions, limitations, or exclusions of any current policy.