As the days get shorter and the roads get slicker, even cautious drivers can find themselves in a fender bender. In fact, the U.S. Department of Transportation reports that nearly 12% of all vehicle crashes are weather-related, with a noticeable spike in fall and winter months. If you do find yourself in a minor accident,…
When you purchase homeowners insurance, you expect it to be there for you in case of fire, storm damage, or theft. But like any contract, a home insurance policy comes with conditions, and breaking them could result in a denied claim. Here are some situations that might put your coverage at risk, along with practical…
Clean Your Gutters and Downspouts When leaves and debris clog your gutters, rainwater can overflow and pool near your foundation, raising the risk of basement seepage. Keeping them clear helps ensure rain drains where it should. Inspect and Test Your Sump Pump A working sump pump keeps groundwater at bay. Power outages can render it…
Whether you’re chasing ocean breezes, mountain air, or wide-open desert skies, these iconic road trips offer the perfect mix of adventure and scenery. From quick weekend escapes to epic cross-country drives, each route is packed with natural beauty and local charm. Just don’t forget to check your auto insurance before you go—peace of mind is…
It’s not your imagination—home appliances really aren’t built like they used to be. In fact, studies show that the average lifespan of appliances like washing machines and ovens has dropped by nearly 40% over the past few decades. What’s behind the decline? Industry sources point to increases in computerization and the quantity of individual components as…
August means the end of summer vacations and the start of the school year for many families. As routines shift and the pace of daily life changes, this annual transition serves as an ideal reminder for homeowners to revisit a range of home safety, security, maintenance, and insurance tasks. Whether you’re a seasoned homeowner or…
