Even small preparedness steps can help strengthen your home’s resilience—and your peace of mind—long before an earthquake occurs. An early-year check-in is a good opportunity to revisit the basics and make sure your household is ready should a major shake happen.
Secure Tall or Heavy Furniture
Large furniture can become dangerous during seismic activity. The U.S. Geological Survey (USGS) recommends anchoring tall or top-heavy items, such as bookcases, dressers, display cabinets, and home office units, directly to wall studs. Anti-tip devices are inexpensive, simple to install, and help prevent furniture from falling or blocking exits. While you’re at it, check the stability of televisions, computer monitors, and shelving.
Refresh Your Emergency Kits
Emergency kits often sit untouched for years. February is a great time to make sure everything inside them still works, still fits, or still applies to your current household needs. Update medications, restock first-aid items, replace expired batteries, and confirm you have essential supplies such as flashlights, dust masks, blankets, and USB battery packs. A well-stocked kit can support your family during the critical hours following a quake.
Store an Adequate Supply of Water
Water is one of the most important resources after a major earthquake. Most emergency management agencies recommend at least 1 gallon of water per person per day for a minimum of three days. Store water in a cool, accessible area away from direct sunlight. For larger households, consider supplementing bottled water with sealed, potable water containers designed for long-term storage.
Check Wall Hangings and Breakables
Heavy framed artwork, mirrors, and shelves should be securely anchored, ideally with closed hooks or earthquake-rated hardware. Evaluate the placement of items above beds, children’s areas, or seating spaces, and relocate them if needed. In kitchens, consider adding simple cabinet latches to prevent dishes and glassware from falling during sudden shaking.
Know Where Your Gas and Utility Shutoffs Are
Earthquakes can damage utility lines, and knowing how to shut off the gas, electricity, and water in an emergency can reduce the risk of fire or flooding. Make sure every adult in the household knows where the shutoffs are, how to use them, and where the needed tools are stored.
Understanding Earthquake Coverage for Your Home
Because earthquake damage is typically excluded from standard home insurance policies, homeowners often need a separate earthquake policy or endorsement. Coverage can help repair structural damage, replace personal belongings, or support rebuilding efforts if a major quake occurs. The Insurance Information Institute stresses the importance of understanding what your policy does—and does not—cover before an event happens.
With risks varying by region, reviewing your coverage regularly ensures you have the protection you need. If you’re planning preparedness upgrades this year or want to explore earthquake insurance options, now is the perfect time to take that step. Contact a Westwood agent to discuss earthquake coverage options for your home.
Please note: This article is for general informational and educational purposes only. It does not represent any specific insurance policy and does not modify any provisions, limitations, or exclusions of any current policy.
