Family and friends enjoying a summer dinner outside.

Who Really Needs Umbrella Insurance?

Like with most types of insurance policies, you don’t need it until you need it. And although there is a small chance that you would ever lose a lawsuit for an amount that’s more than what your current insurance coverage will pay out, individuals who have high-value assets or who have higher-risk circumstances may want…

Family having fun by the pool.

What is Umbrella Insurance?

An umbrella policy provides extra liability coverage that covers claims that exceed your home or auto insurance policy limits. This insurance can also cover certain liability claims that aren’t covered by homeowners or car insurance, such as libel, slander, attorney fees, and other legal expenses in the event of a lawsuit. Do I Need an…