As the days grow shorter and colder, many families turn to seasonal décor and cozy touches that add warmth and light to their homes. But these comforts also carry risks: according to the National Fire Protection Association, U.S. fire departments report that heating equipment remains the second-leading cause of home fires nationwide.

Here are some of the top cozy-home trends this season along with some tips on how to make sure you stay safe.

Fireplaces as Focal Points

Whether wood-burning, gas, or electric, fireplaces are enjoying a comeback as the centerpiece of living rooms. They naturally draw family and friends together, making them ideal for entertaining or quiet evenings in. Styling the mantle with garlands, candles, or framed photos can help set a warm seasonal tone.

If you’re using a wood-burning fireplace, remember to have the chimney cleaned before winter and always use a protective screen to keep sparks contained. Gas and electric options require less upkeep but still benefit from regular inspections to ensure safe operation.

Candlelight Everywhere

Candles add warmth, scent, and a soft glow, making them one of the most beloved cozy-season staples. Clusters of candles on dining tables or windowsills instantly create atmosphere, especially when paired with seasonal fragrances like cinnamon or pumpkin spice. But because unattended flames are a fire hazard, many homeowners are turning to flameless LED candles in high-traffic areas. These options flicker realistically and come in scented varieties, offering the same ambiance without the risk.

If you do use real candles, keep them at least a foot away from flammable items and never leave them burning when you leave the room.

Twinkle Lights Beyond the Holidays

Fairy lights are no longer just December décor; they’re becoming a year-round favorite for adding magic to everyday spaces. Draping them across a bookshelf, wrapping them around stair railings, or hanging them above a reading nook creates a whimsical, welcoming atmosphere.

Battery-powered or plug-in versions are both widely available, but whichever style you choose, avoid overloading outlets or using damaged cords. Twinkle lights work especially well in small spaces, where their soft glow adds charm without taking up much room.

Layered Textures

Fall decorating isn’t just about what you see; it’s about what you feel. That’s why layered textures are such a big trend this season. Cozy throws, chunky-knit blankets, faux fur pillows, and plush rugs invite people to snuggle up and stay awhile. Mixing textures creates a look that feels curated rather than cluttered, while also adding literal warmth.

Consider combining earthy tones with pops of rich autumnal colors like deep burgundy, forest green, or burnt orange. For safety, make sure textiles are kept clear of heaters, candles, or open flames.

Seasonal Scents

Scents are powerful mood-setters, and this season, fragrance is taking center stage. Pumpkin spice remains a classic, but other favorites include cedarwood, sandalwood, apple cider, and chai. Candles are the most traditional option, but wax melts, essential oil diffusers, and simmer pots offer longer-lasting fragrance without open flames.

Some homeowners even combine scent with décor by filling bowls with dried citrus slices, cinnamon sticks, and cloves. The right aroma can instantly transform a house into a cozy retreat.

Making your home cozy should feel safe as well as stylish. Review your homeowners coverage so you can relax knowing your home is as protected as it is inviting. Contact Westwood Insurance Agency today to make sure you have adequate coverage.

Please Note: This article is for general informational and educational purposes only. It does not represent any specific insurance policy and does not modify any provisions, limitations, or exclusions of any current policy.