Whether you’re traveling across the country or just spending a few nights away, winter can be tough on unattended homes. Frozen pipes, power outages, and opportunistic thieves tend to make their move when no one’s around. A quick pre-trip check can help avoid costly headaches later, and it might even save you from having to file an insurance claim.

A Few Simple Steps for Peace of Mind

Before you pack the gifts and load the car, take a few minutes to make sure your home is ready for your absence. You don’t have to overhaul your whole routine; just focus on the following essentials:

1. Turn down the heat, but don’t turn it off. Keeping your thermostat at around 55°F prevents pipes from freezing while still saving energy.

2. Shut off the water supply. A quick twist of the main valve can prevent costly leaks or flooding while you’re away.

3. Unplug electronics. Holiday lights, space heaters, and small appliances draw phantom power and can pose fire risks.

4. Ask a neighbor for help. Have someone collect mail, move packages, or park in your driveway to make your home look lived in.

5. Set smart lights or timers. A little automation goes a long way toward deterring burglars.

6. Check doors, windows, and alarms. Make sure everything locks securely and that your home security system is activated before you leave.

Don’t Overlook Winter Weather

Even if you’re headed somewhere warm, your home still faces the realities of winter weather. Clean gutters, inspect the roof for loose shingles, and trim overhanging branches that could snap under snow or ice. If you have a fireplace, close the flue to keep cold drafts and critters out.

Confirm Your Coverage Before You Go

Before you head out for holiday travel, take a quick look at your homeowners policy to confirm that it includes protection for theft, weather damage, and water-related incidents. If you’ve made major purchases this year, such as jewelry, electronics, or home upgrades, consider whether you need to update your policy or add extra protection.

When you return, you’ll want your home to feel just as cozy and secure as when you left, and having the right coverage in place helps ensure that it will. Contact a Westwood agent to learn today to get the coverage you need.

Please Note: This article is for general informational and educational purposes only. It does not represent any specific insurance policy and does not modify any provisions, limitations, or exclusions of any current policy.