Earthquake Insurance

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Most homeowners policies don't cover earthquake damage. Earthquake insurance provides coverage for your home and personal property, as well as temporary living arrangements.

Earthquake Insurance

cell icon If you live in a state other than California, Oregon or Washington, please call us for a quote at 888.543.6179

Why Earthquake Insurance?

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Destroyed furniture
  • While earthquakes are more prevalent in some areas, according to the Insurance Information Institute, people in 42 states are at risk of earthquake damage to their homes and personal property.

  • The potential damage to your home can be financially devastating.

  • If you have a mortgage on your property and you suffer a total loss, you are still liable to pay your monthly mortgage payment.

To learn more about earthquakes, please visit the United States Geological Survey (USGS) at

What’s included in Earthquake Insurance?

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Home and personal belongings protection
This part of your policy Includes protection for the structure of your home and for your personal belongings inside your home.
Living expenses
This part of your policy covers extra living expenses if your home is not habitable and you must live elsewhere while your home is being repaired.

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