How a Forever Roof Can Help You Save on Insurance


A home’s roof is vital. Keeping a roof maintained is an important aspect of a safe and well-kept environment for a family. But even with regular care, at some point, a roof must be replaced.

A roof made with asphalt shingles – the most common covering – can last for 15 to 30 years. Weather is a major factor in a roof’s lifespan, as wind, hail and extreme hot and cold temperatures can damage a roof. The roof pitch, attic ventilation, and even color of the shingle are also factors.

The good news is that advancements in building practices and materials have extended the life span of roofs. Today, homeowners can extend the life of their roof to 50 or even 100 years with the installation of “forever roofs” Using highly durable materials such as metal, slate and clay, these roofs can withstand extreme weather for a longer period of time when included with a regular maintenance schedule.

While expensive, a new roof can increase the value of your home. The average cost of replacing a new roof is just over $10,000, and using forever roof materials can double that amount. So as you’re weighing your options, here are four reasons to consider a forever roof.

Set it and forget it

Choosing an extended-life roof, for a new build or replacement on a current home, means that once it’s done it will never have to be replaced for as long as you are in the home and well after it. Depending on the type of material, general maintenance and inspection of the roof from time to time is enough to keep the roof in quality condition no matter where you live.

Styles galore

As production materials continue to advance, there are many ways to cover your home that can add style and flair. From premium asphalt shingles, to slate, tile and rolled metal roofs, there are many materials now to choose from and more that come out every year.

Protection for your needs

If you do decide to upgrade your roof, it’s important to choose materials that are best for the type of region you live in. Whether it’s hail, extreme heat or high winds, it is a good idea to work with a company that can explain the variety in materials they offer, and why it works best for the type of weather you get throughout the year.

It can help you save money

Installing a new roof can lead to discounts on your homeowners insurance. These discounts vary by state, but homeowners can see savings between $300 and $900 a year.

Replacing a roof is a big undertaking, but having quality insurance shouldn’t be. Westwood works with you and can help save you money when you go the extra mile to protect what matters most. Get a quote in minutes, or talk with one of our knowledgeable agents today.

Please Note: This article is for general informational and educational purposes only. It does not represent any specific insurance policy and does not modify any provisions, limitations, or exclusions of any current policy.