Auto Insurance

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You depend on your vehicle for so much! Getting the right protection is important. Westwood works with some of the nation's top auto insurance companies to find the best coverage and price for you.

Auto Insurance

You depend on your vehicle for so much!
Let Westwood review the policies offered by the top auto insurance companies in the country to find the best coverage and rate for you. Even better, we are often able to provide a discount if you have both homeowners and auto coverage with Westwood.


cell icon Call us for a quote or questions regarding Auto Insurance at 888.543.6179

Why Auto Insurance?

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Homeowners Insurance
Auto insurance is important protection for your financial well-being. It’s also required in most states! Even if you live in a state that doesn’t require coverage, your lender or finance company will require coverage if you have an auto lease or loan.

Not only does auto insurance cover the cost of repairing or replacing your vehicle if it is damaged, but the liability coverage will help pay for the other party’s medical bills and car damage if you are at fault for the accident. Plus, you may also have financial protection for legal fees, up to your policy limits, if you are taken to court.

What's Included in auto insurance?

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  • Vehicle repair or replacement
  • Rental car reimbursement
  • Medical benefits for the drivers and passengers
  • Bodily injury and property damage liability protection
  • Protection if you are hit by an uninsured motorist
  • Various types of deductible reductions or waivers

full coverage details

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Auto insurance varies widely based on where you live and the types of optional coverage that you choose. Generally, your policy will have (or you can choose to have) these types of coverage:

Frequently Asked Questions

Auto insurance can be confusing and the laws governing it vary widely by state. That’s why your Westwood agent and customer service team are so important. If you have a question — ask us!

Here are some of the most frequently—asked questions from our customers. The answers provide general  information — each company defines their own specific coverage, terms, limitations and exclusions. Your policy includes the specifics.

No, auto insurance policies are not the same. The term "full coverage" is too vague to be used for comparing auto insurance offered by different companies. And the worst time to find out that your “full coverage” policy does not have a critical type of coverage, is after an accident! At Westwood, our auto experts take the time to ensure that you have the coverage, deductibles and limits that are right for you.

In some situations, we may be able to provide an estimated quote before we ask you for more information. However, an estimate won't help you compare auto insurance rates, because the details — who you are, what you drive and information about your claims and driving history — are what make the difference in your actual rate. We understand the reason many people want an estimate is so that they don't have to provide personal information — but that's almost always the information reputable insurance companies use to set rates! Completing a quote request will be worth the time and effort when you see what you can potentially save.

Westwood works with many auto insurance companies and they offer a variety of payment plans and methods for your convenience. We will take your initial payment and ongoing premiums will be paid directly to the insurance company via the payment method you choose.

Your insurance company has experienced claims professionals to help you in the event of an accident. All auto insurance companies represented by Westwood have 24/7 claim reporting — either through a toll-free number or online. Your insurance card will have this information.

While it’s unlikely, if your insurance company is unresponsive after an accident, contact your Westwood agent for help. This extra layer of assistance is another reason why working with Westwood rather than directly with an insurance company, provides peace of mind for you.

There are a variety of discounts to help you lower your rates, such as: multi-car discount, safety device discount, anti-theft discount, mature driver credit, good driver discount, good student credit, air-bag discount, anti-lock brake credit. Talk to your Westwood agent about your options and potential discounts.

Westwood is an independent agency, so we shop your coverage requirements with many different insurance companies for both homeowners and auto. This allows us to get the best overall rate for you. Often, we find that the best rate and coverage for your auto policy will come from one company while the best rate and coverage for your homeowners policy will come from another company. This provides a “discount” to you — as well as better tailored insurance protection. In addition, we are frequently able to provide a multiple policy discount to our customers. Please talk to a Westwood agent to discuss your options and discounts that may apply.

Westwood is an insurance agency, not an insurance company. We will find the best insurance company for your individual needs. Our auto sales representatives are licensed agents – qualified to answer your questions about auto insurance and provide you with personal service both before and after you become our customer. Many Americans move frequently and your Westwood agent can help you navigate the auto insurance requirements if you’re moving to a new state. Bottom line, we will make it easy and tailor your coverages to ensure that you and your automobile receive the customized protection and service you expect and deserve.

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