Recreational Vehicle Insurance

We know you can’t wait to take your recreational vehicles on your next outdoor adventure. Let Westwood help you build a customized policy to protect your boat, RV, snowmobile, and other investments.

Get A Quote

Recreational Vehicle Insurance

We know you can’t wait to take your recreational vehicles on your next outdoor adventure. Let Westwood help you build a customized policy to protect your boat, RV, snowmobile, and other investments.

Get A Quote

Why Recreational Vehicle Insurance?

RV during winter in snow with ATV 2

Recreational products such as boats, RVs, ATVs, snowmobiles, and motorcycles are expensive, and they can be costly to repair or replace if they’re damaged or stolen.

We offer coverage for accidents, theft, injuries, and more. And if you’ve added special accessories and customizations, we’ve got options to cover those as well.

Let us help you select the right protection for your equipment and lifestyle so you can enjoy your outdoor hobbies with confidence.

What's Included In Recreational Vehicle Insurance?

  • Repair or replacement of your recreational vehicle if damaged or stolen.
  • Financial protection if someone is injured by your vehicle.
  • Coverage for damage to someone else’s property while driving.
  • Expenses for legal fees up to your policy’s limit.

Types of Recreational Vehicles We Cover

People Riding ATV in Desert

All-Terrain Vehicle/Utility Vehicle (ATV/UTV)

  • Total loss coverage for new ATV/UTV – Provides the full manufacturer’s suggested retail price for a new vehicle if your ATV/UTV is totaled.
  • Accessories and custom parts/equipment – Includes $3,000 in coverage for gear and upgrades, with the option to purchase up to $30,000 in additional coverage.
  • Carried contents – Covers personal belongings being carried on the vehicle if they’re damaged due to a covered loss.

Boat/Personal Watercraft/Jet Ski

  • Full replacement cost – Provides coverage to get your watercraft to pre-accident condition or better if you carry comprehensive and collision coverage. There is no depreciation for parts.
  • Sign & Glide® on-water towing – Pays for on-water towing, jump starts, soft ungroundings, and fuel delivery if your boat breaks down on the water.
  • Water sports coverage – Covers injuries and damages caused by activities such as tubing, knee boarding, and wake surfing.
Family in a Boat on a Lake
Family in a Boat on a Lake

Boat/Personal Watercraft/Jet Ski

  • Full replacement cost – Provides coverage to get your watercraft to pre-accident condition or better if you carry comprehensive and collision coverage. There is no depreciation for parts.
  • Sign & Glide® on-water towing – Pays for on-water towing, jump starts, soft ungroundings, and fuel delivery if your boat breaks down on the water.
  • Water sports coverage – Covers injuries and damages caused by activities such as tubing, knee boarding, and wake surfing.
People Sitting in Front of RV on Grass

Recreational Vehicle (RV)/Travel Trailer

  • Total loss replacement – Replaces a totaled RV or travel trailer with a brand new one.
  • Roof Protection Plus® – Pays to repair or replace a damaged roof. Wear and tear to the roof is also included.
  • Pest damage protection – Provides the funds to repair damage caused by a non-domesticated animal.

Snowmobile

  • Accessories and custom parts/equipment – Provides $3,000 for accessories and custom parts, with an option to buy additional coverage up to $30,000.
  • Uninsured/underinsured motorist – Covers the costs, up to your policy’s limits, if you’re injured by another rider with little or no insurance.
  • Safety course discount – Earn discounts on your policy by taking safety training.
Snowmobile Rider Driving on Snowy Mountain
Snowmobile Rider Driving on Snowy Mountain

Snowmobile

  • Accessories and custom parts/equipment – Provides $3,000 for accessories and custom parts, with an option to buy additional coverage up to $30,000.
  • Uninsured/underinsured motorist – Covers the costs, up to your policy’s limits, if you’re injured by another rider with little or no insurance.
  • Safety course discount – Earn discounts on your policy by taking safety training.
Two Motorcycles Riding on Road with Rider Point of View

Motorcycle

Do you have a motorcycle? We’ve got you covered!

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