Modifications to your car consist of any changes made after production that are installed to boost performance, change its appearance, or make it safer. However, it’s essential to know that modifications to your vehicle can also affect your auto insurance, so be sure to reach out to your Westwood agent if you do significant upgrades…
Many people know that their homeowners policy will cover a wide range of claims, from fires and vandalism to lightning strikes and tree falls. However, a standard policy covers more than just your roof and what’s beneath it, and in some ways, it even has you covered when you’re not at home at all. Damage…
An umbrella policy provides extra liability coverage that covers claims that exceed your home or auto insurance policy limits. This insurance can also cover certain liability claims that aren’t covered by homeowners or car insurance, such as libel, slander, attorney fees, and other legal expenses in the event of a lawsuit. Do I need an…
Water damage, much like a fire, can be a disaster for homes. According to industry estimates, 14,000 people in the United States experience a water damage emergency at home or work each day, and 98% of basements in the country will incur some water damage at some point in the home’s life. Annually, insurance companies pay…
A properly maintained roof can last decades before needing to be replaced, but it can deteriorate fast without proper maintenance. While many homeowner policies cover a roof replacement if the damage is sudden or caused by an act of nature, damage from wear and tear and poor maintenance is usually not covered, so policyholders should…
Many travelers have had difficulty reserving and acquiring rental cars for over a year. As early as mid-2020, rental companies sold off inventory during the reduced demand, and now, a microchip shortage is causing a delay in car manufacturing that hinders rental companies’ ability to replenish their fleets. The rental car shortage, which began under the COVID-19…
