5-things-underinsured

5 Items You May Be Underinsuring

Standard home insurance policies limit coverage on certain types of personal property. See if your home has these commonly underinsured items. 1. Jewelry A typical home policy may limit coverage to $1,500 per item. Many find that amount insufficient to replace a wedding ring or heirloom piece if lost. And don’t forget watches fall into…

home-insurance-rain

Will My Home Insurance Cover Water Damage from Rain?

A standard homeowners insurance policy covers your home’s physical structure, personal belongings, and third-party liabilities. The named perils on such a policy include, among others, fire, vandalism, theft, certain natural disasters, and water damage. Here’s some more information about homeowners insurance coverage in regards to rain damage. What kinds of rain damage will be covered…

special-event-insurance

A Quick Guide to Special Event Insurance

As a special event organizer, you can be at risk of third-party liability claims. One way to protect yourself against risks, is to carry special event insurance. What is special event insurance? Besides injuries or property damage, cancelling an event such as a wedding can result in the loss of deposits and other costs incurred…